An old dollar bill and an even older $20 arrive at the bank to be retired.

“I’ve had a pretty good life,” says the $20, “I’ve been to fine restaurants, hip clubs and even a Caribbean cruise. You?”

“Oh,” says the dollar bill, “I’ve been to the Methodist church, the Baptist church, spent some time with the Lutherans.”

“Wait,” the $20 interrupts, “What’s a church?”